Heidi joined Arizent at the start of the COVID-19 pandemic in March 2020. Previously, she was the special editions editor at real estate trade publication The Real Deal, covering residential and commercial markets in South Florida, Los Angeles and the metro New York area. Prior to TRD, she was features editor at hyperlocal New York news site DNAInfo, where she oversaw coverage of the city's residential real estate market. With a Bachelors of Science from the College of Communication at Boston University, Heidi majored in film and later worked for celebrated cinéma vérité documentarian Frederick Wiseman. She also did stints as film editor at Metro Newspaper and UsWeekly.<br/><br/>Twitter: @heidipantz

Bonnie Sinnock is the capital markets editor of National Mortgage News. Bonnie has been working for NMN and affiliated publications at Arizent and its predecessors since 1995. She was part of a group of Neal Award finalists for Best News Coverage of the TILA/RESPA Integrated Disclosure rule in 2016; and<a href="https://www.nationalmortgagenews.com/news/life-after-hamp-many-requirements-few-standards"> <u>another story she wrote that year</u></a> anticipated the need for new foreclosure prevention standards in the United States four years before one emerged amid the 2020 pandemic. She previously was a reporter for the NonProfit Times, the Courier News, and Los Angeles Independent newspaper group. Her work has also appeared in several other publications, including the Los Angeles Times and the Saginaw News. She holds a Bachelor of Science in Journalism degree from Northwestern.<br/><br/>Twitter: @bcynic

Brad Finkelstein is the originations editor of National Mortgage News. While he covers the entire process, Brad's specialty is loan production and its associated parts from lead development through secondary marketing.<br/><br/>Brad joined National Mortgage News in 1990 after working on the North Hempstead/Northeast Queens desk for This Week publications on Long Island and then as associate editor of the Airport Press, covering both passenger and cargo stations at the New York area airports. While part of the NMN family, Brad was the editor of its wholesale publications Broker Magazine and Origination News, and in those roles and now in his current role, coordinates the <a href="https://www.nationalmortgagenews.com/top-producers-2022"><u>annual Top Producers survey.</u></a> He has a Bachelor of Arts in Political Science with a minor in Urban Studies from Queens College. He also attended the graduate journalism program at New York University. Brad is a past president of the New York Financial Writers Association.<br/><br/>Twitter: @NMNBrad

Andrew Martinez joined National Mortgage News in January 2022. He previously worked at Bisnow, covering commercial real estate news in the Boston region, and prior to that, covered the federal court for the Boston Herald. He began his career in 2015 as the sports editor of the Rio Grande Sun newspaper in Northern New Mexico. He studied journalism and political science at California State University, Northridge, where he was the editor-in-chief of the student newspaper.<br/><br/>Twitter: @andrewomartinez

Spencer Lee is a reporter based in New York City. A 2019 graduate of the Craig Newmark Graduate School of Journalism at the City University of New York, he previously helped cover the travel industry at digital platform Skift and city affairs at public radio station WNYC. He also has past experience working in public health research management and as a radio host. Some of Spencer's past National Mortgage News articles addressed the dearth of diversity in leadership within real estate and home finance industries and the impact of sports marketing in mortgage branding. Spencer earned a bachelor's degree from the University of Washington.<br/><br/>Twitter: @Spencer_NYC

<a href="https://www.theinstitutionalriskanalyst.com/" target="_blank" link-data="{&quot;cms.site.owner&quot;:{&quot;_ref&quot;:&quot;00000156-2e83-d475-a77f-7eef009e0001&quot;,&quot;_type&quot;:&quot;ae3387cc-b875-31b7-b82d-63fd8d758c20&quot;},&quot;cms.content.publishDate&quot;:1668197313729,&quot;cms.content.publishUser&quot;:{&quot;_ref&quot;:&quot;00000171-3c8e-dcf0-a171-bc9f0ce10000&quot;,&quot;_type&quot;:&quot;6aa69ae1-35be-30dc-87e9-410da9e1cdcc&quot;},&quot;cms.content.updateDate&quot;:1668197313729,&quot;cms.content.updateUser&quot;:{&quot;_ref&quot;:&quot;00000171-3c8e-dcf0-a171-bc9f0ce10000&quot;,&quot;_type&quot;:&quot;6aa69ae1-35be-30dc-87e9-410da9e1cdcc&quot;},&quot;link&quot;:{&quot;target&quot;:&quot;NEW&quot;,&quot;attributes&quot;:[],&quot;url&quot;:&quot;https://www.theinstitutionalriskanalyst.com/&quot;,&quot;_id&quot;:&quot;00000184-684e-d537-ab8f-78df8ef80000&quot;,&quot;_type&quot;:&quot;ff658216-e70f-39d0-b660-bdfe57a5599a&quot;},&quot;linkText&quot;:&quot;Christopher Whalen&quot;,&quot;theme.00000173-4971-d31e-a373-ef79c5fd0000.:core:enhancement:Enhancement.hbs.enhancementAlignment&quot;:null,&quot;theme.00000173-4971-d31e-a373-ef79c5fd0000.:core:enhancement:Enhancement.hbs.clearFloat&quot;:false,&quot;theme.00000173-4971-d31e-a373-ef79c5fd0000.:core:enhancement:Enhancement.hbs._template&quot;:null,&quot;_id&quot;:&quot;00000184-684e-d537-ab8f-78df8ee10000&quot;,&quot;_type&quot;:&quot;809caec9-30e2-3666-8b71-b32ddbffc288&quot;}">Christopher Whalen</a> is chairman of Whalen Global Advisors LLC and publishes the Institutional Risk Analyst blog.

Maria Volkova is a technology reporter at National Mortgage News. She previously worked at HousingWire where she covered housing agencies, with a focus on the Department of Housing and Urban Development and the Department of Veterans Affairs. Prior to that, Maria wrote the FHA/VA newsletter at Inside Mortgage Finance. She graduated from the University of Maryland and currently resides in Chevy Chase, MD.